Advertiser Disclosure*. The financial products and services on this site are from advertisers from which AmOne receives
compensation. Compensation may be based upon whether you click on certain links on this site or buy products or services
from those advertisers. We do not receive compensation from consumers. The placement of advertisements on this site are
based in part upon the compensation AmOne has or expects to receive from those advertisers. Placement of advertisements
does not reflect our recommendation of any advertisers’ products or services. Please consult a financial services
professional before making any financial decisions. Our advertisers do not include all the financial products and
service providers available in the marketplace.
Loan availability, rates, APRs (Annual Percentage Rate), and other terms vary by advertiser and borrower attributes,
including borrower location. Lenders have a range of available APRs; only borrowers with excellent credit will qualify
for the lower rates. As of 01/11/2024, our advertisers were offering loans to some consumers for as little as a 6.40%
APR on a three-year $100,000 loan.
We do not provide financial products or services. Rather, AmOne provides administrative and marketplace services by
attempting to connect consumers with service providers offering products and services such as debt settlement and
personal loans. We do not take applications or make credit decisions. We may not be able to match you with any of our
advertisers. Credit and other decisions and terms are determined by our advertisers based upon the consumer's submission
of an application to the advertiser, which may obtain other information about the consumer from third parties. Approval
for financial products and services by an advertiser is not guaranteed.
Consumer borrowing power isn’t what it once was. With tough economic times and a challenging job outlook, credit from traditional lenders — such as conventional banks — is scarce. Due to the Great Recession and the slow recovery, alternative forms of financing are becoming more popular. One of the fastest growing loan types is peer-to-peer (or P2P) lending.
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